Jawad Hamandi

jawadVice President and Branch Manager

‘Relationships are the key to success’ — a mantra that has been proven, many times, in a highly competitive marketplace — is absolute truth. Satisfied customers, realtors and builders are the source of most of the referrals I have received in my 18 years in the business.

My clients demand that I be knowledgeable, expert, and that I have a variety of loan products available, so as to tailor to their needs. MVB’s portfolio lending allows me to think outside the box and find the solutions my clients’ needs, whether short-term or long-term, and no matter the size of the transaction.

I graduated from Wilkes University in 1990, with a degree in business administration and five years later entered mortgage lending. Since then, I have originated over one billion dollars during my career, and have been recognized as a top producer every year for the last 14. Currently, I am NMLS licensed in multiple states.

My wife and I have thrived in the Washington D.C.-Metro area since we arrived here in 1985, and have been raising our children here. I love my family-time, and I am always ready to talk golf, tennis and travel, not to mention re-fis, debt consolidation, first time home buying, and everything else mortgage banking!

My number one goal is to consistently provide excellent service: treating every client as if they were my first – caring for and managing their loan transaction to be smooth, painless, and timely!

People have been talking about me:

“Jawad was able to give me the best deal out of other lenders I dealt with for our first house purchase. He was very responsive and helpful with all my questions.” ~ Zillow review

“I have been using Jawad for my clients loans since 1996. He is the best, never late, never anything but excellence. He has personally closed both a construction to perm loan for me as well as several re-fis. He is very competitive and gets the job done right.” ~ Jenifer J.

“I have used Jawad Hamandi for all of my personal loans and refinances. As a Realtor, I have worked with many loan officers but Jawad is the best and brightest of the bunch! I have referred him dozens of happy clients since 2005. He has always closed purchase loans on time and knows who and where to push so that the appraisal gets completed on time, the loan doesn’t get lost in underwriting (as with the larger banks),and the paper trail is complete. Jawad has even assisted clients with clearing inaccurate or credit reports. He does one on one new buyer counseling and can smoothly close complex loans, new builds/construction loans, refi’s, investor purchases…you name it. His rates are extremely competitive and his service just can’t be beat!” ~ Kathryn Graves, Weichert

Cristhian Wigand, Loan Officer and Production Assistant

Whether you are refinancing a current loan or buying property for the first time, you deserve a smooth, respectful and personable transaction. Since 2007, my goal has been to make that happen for you, and for all my clients. I thrive on finding opportunities that improve my response to clients’ needs, increase my knowledge within this most competitive of industries, and broaden my ability to simplify the process and make my clients’ dreams come true.

I was born and raised in Bolivia, learning English and Spanish in tandem, and I earned a degree in Economics from the Catholic University of Bolivia before emigrating to the United States. My passion for the mortgage industry is matched only by my enthusiasm to fly – I earned my pilot’s license in 2010! I am also an avid photographer, world traveller, and outdoor sports enthusiast. Keeping myself balanced helps my mind stay clear and sharp and ready to tackle every business transaction, from the simplest to the most complex.

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