Phil Howell

Phil HowellVice President and Senior Loan Officer

I understand URGENCY: you need a home, whether it’s your first time buying, or you’re a seasoned owner in need of a quick and painless move. I get it. I’m a US Navy Veteran; I’ve been married 31 years; I’ve spent 21 years parenting; and I have almost 23 years in the mortgage business with over $1 billion in closed loans… I understand stress!

 In fact, I thrive on helping my clients work through the complexities of their home financing transactions. The more complex the transaction, the harder I work to make the whole process as wrinkle-free as possible.  From investment properties to jumbo loans and construction projects, I am available to sit down with a prospective client, ask questions (I know all the right ones to ask!), and identify a loan product that makes sense for MVB and for my client. Not all home financing needs are created equal, therefore, a home buyer has a distinct advantage when working with a knowledgeable loan officer – ME!

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