Vice President and Senior Loan Officer
Celebrating the American Dream of Home Ownership
Buying a home is typically the most expensive single purchase for majority of us in our lifetime. We spend countless hours consulting with realtors, family, friends and colleagues, and driving around town to find that perfect home. It is important to have a seasoned mortgage professional to guide you to the best loan product available to finance the purchase. Let’s face it, this is not an impulse shopping item that you’d casually pick up while standing in the checkout line at the grocery store!
Over the years, the mortgage industry has introduced numerous loan programs to meet the needs of today’s diverse clientele. Whether you’re a first time home buyer, looking to renovate your current residence, moving up to a bigger home, looking for a second home or an investment property, or perhaps looking into building that ‘dream home’ from the ground up, getting the right type of loan in today’s market is not just about looking for the lowest rates. I make every attempt to educate my clients on all their options based on their financial profile, short term and long term goals. I also like to stay in touch with my clients after the loan closes by providing periodic updates on activity in the mortgage industry. I am ever grateful that my clients have been my main source of referrals, enabling me to become a top producer in the industry year after year.
On a personal note, as a son of a diplomat, I had the pleasure of experiencing many countries and cultures of the world, learning such languages as Arabic, French, German, Dutch, Spanish, and my native languages – Hindi, Urdu and Punjabi. In order to gain a deeper understanding of my roots, I spent six years in India, at Delhi University, graduating with a BS in Chemistry. My first job was in the Pharmaceutical Industry during which time I completed an Executive MBA program with emphasis in Finance and Marketing. In 1986, after I moved to the United States, I found that my experience and education lent itself to the retail banking industry, and I took a position as a management trainee. Soon I was drawn into the mortgage industry as an underwriter. I quickly transitioned to loan origination and branch management, and have since enjoyed a successful career of over 25 years here in Northern Virginia. I currently live in Fairfax County with my wife. Our two children, a son and a daughter, are thriving college students.
I look forward to the opportunity to assist you with your home financing needs. You can start by simply clicking on the ‘Apply Online Today’ link up in top right corner of this page. Or send me an email, a text, or contact me the good old fashioned way: call me to set up an appointment — I’d be delighted to have the pleasure of speaking with you! Together, we will make sure the path to your new home is your best journey yet.